As such , the next step in the financial reform in china should shift its focus from pursuing purely quantitative development to upgrading financial quality , which includes the improvement of financial structure and financial efficiency 我國金融體系存在的問題是金融結(jié)構(gòu)不合理,金融功能發(fā)揮不足。下一步的金融改革應(yīng)從追求數(shù)量發(fā)展轉(zhuǎn)向提高金融質(zhì)量,包括完善金融結(jié)構(gòu)和提高金融效率。